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Strategy

Basic financial requirements
W&W is entirely dedicated to and focused on fulfilling basic financial needs including the increasing demand for future financial provision in our ever-changing society and to include protection against the uncertainties of life and the protection and safeguarding of the many changing forms of material goods.

Individualisation
We focus on reliable financial provision. What makes us different and is of great importance to us is our customer-focused approach for the requirements of financial provision as expected by today’s customer. Additionally, we utilize a modular sales system with internal and if necessary first-class external personnel to ensure meeting economic and customer requirements. Initial feedback on the platform has shown we are on the right track.

The Volatility of Economic Conditions
Today’s increased volatility of economic conditions – from politics to the financial markets and the changing climate - presents W&W with more and more new challenges. With a solid capital basis, a balanced business portfolio and the expertise of our staff we are prepared for all economic conditions, today and in the future.

Technology: New Dimension in Digitalisation
New dimensions in digital technology comprise the entire value chain and enable an integrated Omni-channel customer experience. We make continuous efforts to further develop all processes and customer interfaces.

A Cultural Foundation
A constant and unchangeable benchmark for our customers remains our uncompromising commitment to guarantee our customers a sense of values, security, sustainability, credibility and independence. This continues to gain importance in the world of finance and remains our cultural foundation.

Consumer protection
Increasing consumer protection has led to certified standard-products creating comparability between providers and facilitating simplified access to markets for new competitors; a further business sector in which we continue to meet new challenges.

Outlook
With its new strategy „W&W Besser!“, an innovation and investment programme in new technologies and improved market orientation, W&W is pursuing an important new strategic course. Getting better each day at everything we do and increasing the benefit for our customers is the claim of our Group. This also means to seize market chances faster and more agile than others do.