Principles for Sustainable Insurance (PSI)
As a member of the Principles for Sustainable Insurance (PSI), the W&W Group promotes the integration of environmental, social and governance (ESG) considerations into insurance business.
Commitment across our divisions
Across our business segments, we offer products and product components with defined sustainability features and support our customers in making important decisions, in some cases throughout their entire lives.
Bernd Hertweck, Chairman of the Executive Board of Wüstenrot Bausparkasse AG
"Wüstenrot is firmly committed to financing energy-efficient refurbishment and modernisation."
Housing division
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Wüstenrot Home Loans Climate
We offer our Klima Flex and Klima Classic home loans for the construction or purchase of energy-efficient properties. The properties may have a maximum primary energy requirement of 50 kilowatt hours per square metre per year. This corresponds to energy classes A+ and A in the energy performance certificate. Proof must be submitted by the customer when applying for financing. Following a positive review, the customer will receive a rate advantage of 10 BP. We offer our Klima Turbo home loan for energy-efficient refurbishment. This is an unsecured loan. The fact that no property documents have to be submitted and no mortgage lending value assessment has to be carried out, simplifies the financing of energy-efficiency renovation measures and may provide additional incentives for corresponding investments. Here the customer receives a rate advantage of 21 BP. The Klima home loans can be combined with state subsidies.
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Wüstenrot Wohnsparen with climate bonus
Make provisions for energy-efficient refurbishment measures now: We support home loan and savings customers with a climate bonus of up to 300 euros when their savings are used for defined energy-efficiency renovation measures.
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Wüstenrot Energieberatung (WEB)
The energy-efficient modernization of the existing building stock is a key factor for achieving the German Federal Government’s climate targets. At the customer’s request, WEB analyses the current condition of properties, advises on refurbishment options and assesses the cost-effectiveness of the measures implemented.
Zeliha Hanning, Chairwoman of the Executive Board of Württembergische Versicherung AG
"Württembergische Versicherung offers comprehensive insurance solutions with sustainability elements in its investments, claims management and products."
Insurance division
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Württembergische Versicherung
We offer insurance products with sustainability-related features, including coverage solutions for wind and solar energy installations, electric vehicles, and preferential rates for new buildings certified to recognized environmental standards. In addition, we support our customers in reducing risks and preventing losses altogether through awareness-building, preventive guidance and practical assistance. For example, to help mitigate the impact of heavy rainfall, flooding, storms, lightning and hail, we provide comprehensive information, checklists and location-specific severe weather alerts via SMS.
We are also taking sustainability aspects into account in our underwriting policy by integrating ESG criteria into our underwriting process. -
Württembergische Lebensversicherung
Our unit-linked Genius pension insurance combines guarantees with high-opportunity investments. Thanks to flexible design options, the sustainability preferences of our customers can be taken into account.